Hill-Stone Insurance Broker Ltd.

Some of the common insurance coverages offered are listed below. For any specific risk please call us at 0705 140 111 (or) 0733 617 787 for a free quote and discuss the scope of coverage and other details.

Burglary: Protection against loss of or damage to property insured resulting from theft involving actual forcible entry or exit.

Cash-In-Transit: Protection against loss of money and damage to safe or strong room damaged in the course of theft of money.

Directors & Officers Liability: Compensation against expenses which the insured shall become legally liable to pay, including agreed defence costs and expenses resulting from any wrongful act by the insured in their capacities as directors, officers or employees of the Insured company.

Domestic Package: Compensation to the insured against loss or damage to residential building, household goods and personal effects.

Electronic Equipment: Cover is meant for various items of computer equipment and accessories, and protects against any unforeseen physical loss of or damage.

Fidelity Guarantee: Protection against direct monetary loss resulting from fraud or dishonesty of employees in the course of employment.

Fire & Special Perils: Loss of or damage to property resulting from fire, lightning, explosion, earthquake fire and shock, volcanic eruption, bush fire, riot, strike, malicious damage, special perils and spontaneous combustion.

Goods in Transit: All risk loss of or damage to goods in transit anywhere within the country.

Life: Compensation for death due to accident or illness with maturity benefits like bonus, dividends, etc. Variety of products available for your long term goals.

Machinery Breakdown: Cover against any unforeseen physical loss of or damage to the specified plant/machinery, including loss or damage resulting from mechanical or electrical breakdown.

Medical: Covering medical expenses while admitted in the hospital due to an accident or an illness.

Personal Accident: Reimbursement for death or disability, and medical expenses incurred in connection with an accident occurring at any time caused by accidental, violent, external and visible means.

Professional Indemnity: Cover against legal liability to third parties arising out of breach of professional duty by reason of any negligent act, error or omission of the insured.

Public Liability: Cover against legal liability to third parties for accidental death, bodily injury and/or illness and/or loss of or damage to property, incurred in the course of the Insured’s business.

Workmen's Compensation: Compensation to the insured in respect of death, injury or disease to employees arising out of and in the course of employment in accordance with the Work Injury Benefits Act (WIBA).

Travel: Covers medical expenses and hospitalization abroad, loss of luggage and important documents, third party liabilities, unexpected flight delay, cost of returning home mortal remains of the insured.

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